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Homepage . The Process of Buying

The Process of Buying

Whether it's your first home or the culmination of a lifetime dream, buying a home is very exciting. It's also a very complex process. I can assist you with all of it--from discussing your very first thoughts and wishes, through the signing of the final papers and getting your keys, to any improvements you may want to make. I'll guide you every step of the way and answer any questions you may have throughout the process. My goal is to exceed your expectations and make your home-buying experience as seamless, effortless and stress-free as possible.

Finding the right agent is important--someone with experience and knowledge, of course--but also someone who cares about you and your needs. And, whatever you need, whenever you need it--from getting the best mortgage through home inspection to home improvement--I can help. I have a network of outstanding home service professionals to recommend, and they're as committed as I am to making sure everything is done right, the first time. Contact me with any questions you may have about home buying or to schedule a consultation.

If you're looking for informal, no obligation, home buying information and answers to your home-buying questions, I invite you to attend one of my free home buying seminars. Click on the image below as a guide through the process.

CLICK ON A TOPIC BELOW

Preparation

Before you start shopping for your dream home, it's a good idea to make some preparations

2.1 Build your green file
A green file contains all your important financial documents. You'll need it to secure financing for your home. The typical green file should contain:

* Financial statements
* Bank accounts Investments
* Credit card
* Auto loans
* Recent pay stubs
* Tax returns for two years

2.2 Check your credit rating

Your credit score will have a huge impact on what type of home you can buy, and at what price. Anything above 620 is considered good. A premium interest rate may mean a lower interest rate on your mortgage. Check your credit rating with a credit reporting agency such as:

Equifax, Experian or Trans Union.

2.3 Be Careful With Your Finances
Now is not a good time to make sudden career changes or large purchases. You want to approach home buying from a position of financial stability.

For more information and for any additional questions, please feel free to contact me at any time.

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